Which information may be included in a life insurance application if used only for identification?

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When completing a life insurance application, certain information can be used solely for identification purposes. Birthplace is a straightforward identifier that helps establish an applicant's identity without delving into personal health, financial status, or employment considerations. It is a fundamental piece of demographic information that allows insurance companies to differentiate between applicants and verify their identities more easily.

Medical history, employment status, and credit history provide valuable insights into an applicant's risk profile and financial reliability but are not purely identification factors. Medical history is crucial for assessing potential health risks; employment status can affect premium pricing and underwriting decisions; and credit history evaluates the applicant's financial behavior, which does not serve merely as an identification element. Therefore, birthplace is the correct information that fulfills the criteria for identification only in a life insurance application.

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